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South West Florida -Top Spot For Retiring Baby Boomers

Baby Boomers

Were you born between 1944 and 1964? If so, you are considered a baby boomer. You are one of approximately 76 million living in the United States today. Baby Boomers have seen more change in this world than any other generation. You have worked hard and seen uncertain times in our society. At this point in your life your getting away from the grind of working long hours, and you’re ready to retire.

The Southwest Florida Cape Coral/Fort Myers area is a place to consider for your new stage in life seriously!

Here are some of our favorite reasons why Southwest Florida is the perfect place to retire.

Benefits of Cape Coral/Fort Myers

Cape Coral/Fort Myers has a low cost of living and no state income tax. Public transportation is cheap, and excellent medical care is available.

Activities

Fort Myers/Cape Coral has easy access to many beautiful beaches. If you like to go for walks, ride bikes, go kayaking, canoeing or boating all these activities are easily accessible. Freshwater fishing and saltwater fishing are both popular.

Golf

Maybe golf is more your style. The Fort Myers/Cape Coral area has almost 50 golf courses. The activity opportunity here is endless! No matter what you enjoy doing, you can find it close by.

Communities in Fort Myers-Cape Coral Area

There are 27 communities geared towards retired persons in the Fort Myers/Cape Coral area.

Eight of these are 55+ age restrictions and include. Pelican Preserve and Seven Lakes, which are both located on golf courses, River Towers, a lake accessible community, Cinnamon Cove, Cascades at River Hall, Heritage Cove, Pine Ridge at Fort Myers, and Brandywine.

Giving Back

Do you want to impact someone else’s life? There are a lot of volunteering options in the Fort Myers/Cape Coral area. Here are some of our favorites:

  1. Happy Families Recreational Center provides children and families with a brighter future.Local hospitals are looking for clerical support, popcorn sales, gift shop, patient transport, child care, and much more.

  2. Angel Wings of SW Florida. This shelter is for homeless single women without dependent children trying to get back to self-sufficiency.

  3. Bonita Springs YMCA offers a wide variety of opportunities in their After School, Sports, Membership and Wellness programs. Have a special talent you’d like to share? They welcome new ideas and guest speakers.

  4. American Red Cross, Service to the Armed Forces- Veterans Ambassador. Volunteers would be supporting veterans by visiting and talking with patients, providing comfort items, craft assistance, information and referral, and more.

  5. Pace Center for Girls. Volunteer opportunities include; tutoring (especially math), clerical assistance, teacher’s assistant, donation sorting, monthly point store shopping, arts and crafts facilitator, grounds beautification, lunch assistants.

Finding your new home doesn’t have to be stressful. Rebecca Silva is passionate about serving others. She has helped many people find their dream home. You are not limited to a retirement community, Rebecca can help with new construction, tenant placing, buying a home. She thinks outside the box and will you make a dream a reality.

Check Out My Recent Post

Relocating to SW Florida

Buying Cape Coral Duplex

RETIRE IN SW FLORIDA

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Thinking About Downsizing Your Home? Here’s Why You Should

Baby Boomers all over the country are thinking about downsizing their large family homes in exchange for smaller homes in southwest Florida. Cape Coral and surrounding areas are a great place for Baby Boomers that want to be active and enjoy the beautiful weather and fantastic attractions. And there are a lot of homes here that are perfect for those whose children have left the nest and now want to enjoy themselves.

According to the AARP, there are more than 8,000 people per day reaching that age where they should consider thinking about downsizing. So if you’ve been considering downsizing, you’re definitely not alone. If you’re a Baby Boomer or an Empty Nester that has thought about downsizing but isn’t really sure if it’s right for you here are some of the reasons why you should seriously consider it:

Less Upkeep While Downsizing your Home for Retirement

As they get older many homeowners don’t want the hassle and expense of maintaining a large family home. There are a lot of expensive things that can go wrong in a large home, and the cost of utilities can be very high. Downsizing to a smaller home, townhouse or condo can eliminate all that extra upkeep and expense.

In luxury communities like Miromar Lakes, all upkeep is done for you, and you can spend your time on activities you enjoy. And even in more affordable communities, you will find that new construction homes require a lot less maintenance than your old family home. You will have more time to enjoy the vibrant Fort Myers art community in the old historical district or spend time at the beach. And you will be able to save money that you can use for more important things.

Downsizing your Home for Retirement

Advantages of Downsizing For a Lifestyle Upgrade

If you have lived in your large family home for many years, you may have a lot of equity built up in your home. Selling your home will allow you to buy a new smaller home that has a lot more luxury upgrades and is in a community that has more amenities. Many Baby Boomers are flocking to new construction communities where the homes are smaller than traditional family homes but have great amenities like Smart Home technology and high-end finishes. These new home communities often have resort-style amenities like luxury pools, saunas and spas, coffee shops, grocery shops, gyms and computer centers. Downsizing from your traditional family home will allow you to live a lifestyle focused on staying active and enjoying a luxurious home instead of spending time and money keeping up that large family house.

When is the Right Time to Downsize for a Lower Cost

As many Baby Boomers get older they get more concerned about the money that they have saved and stretching their income as far as possible. While your family home may have been perfect for raising your kids if you want to save more money for the future downsizing to a smaller house just makes sense. A smaller home means a smaller mortgage, and maybe no mortgage at all depending on the equity that you have in your current family home. Utilities, taxes, HOA fees and other expenses will also be lower. If your biggest concern for the future is protecting your savings and minimizing your living expenses downsizing is the best way to do that.

Another reason why so many Baby Boomers choose to downsize their homes and buy smaller homes is to make sure they can get around and manage the home easily. As Boomers get older and develop health problems like arthritis getting around in a large home or in a home that is multiple stories and requires lots of going up and down stairs can be difficult. And maintaining a large home can be almost impossible for some Boomers as they get older. Downsizing to a smaller home or a home that is just one floor now is a smart way to protect yourself in the future and make sure that you will be able to stay safely at home as you get older. If you are looking for a new property in Cape Coral area, keep reading on.

How to Downsize your stuff

Baby Boomers who have been in their family homes for decades usually are somewhat overwhelmed by the clutter and amount of furniture and possessions they are left with once their children are all grown and have left the house. Getting rid of all that stuff can be very freeing for Baby Boomers who want to start the next phase of their lives without being burdened by things. Downsizing to a smaller home gives Boomers the chance to lighten up. They can pass on sentimental items or heirlooms to their children and get rid of the rest. And selling off that clutter can be a great way to fund vacations, put away money for the future, or invest in new furniture and items for a smaller home.

How to Downsize your stuff

Enjoying Life More

Often Baby Boomers bought a home with their family in mind the first time. So that home may be out in the suburbs, or in a quiet family area far from the hustle and bustle of downtown and other thriving areas that are full of restaurants, shops, art galleries, and activities.

Downsizing from that suburban family home allows older people to live closer to the attractions that they want to take part in. Since they often have a healthy budget due to the value of those family homes they can find smaller homes in great locations near the beach, near the golf course, in the historical district or out in horse country where they can pursue their passions and live a more social and active lifestyle.

If you’ve been thinking about downsizing now that your kids are gone, talk to an experienced South West Florida realtor like Rebecca Silva today to find out the many ways that downsizing can help you enter the next phase of your life and leave behind all the expense, isolation and clutter of that old family home. While your family home was a great place to raise your kids now that your kids are gone you have a lot of options to explore that may fit your lifestyle better now and for the future.

Do you need help with downsizing from your current home to a more comfortable home payment and living situation? You can start by filling out your home evaluation request here or contact me at 239-464-2528 for a free one-one consultation.

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Most Affordable Snowbird Destinations: Southwest Florida Review

Most Affordable Snowbird DestinationsThinking about heading south for the winter, but don’t think traveling can fit in your budget? Whether you’ve been retired for a while or are about to retire, ‘spending the winter months in a warmer climate can be a great option to stay active and healthy. It is also an entirely popular choice among retirees—millions of “snowbirds” spend their summers at home but travel south in the winter. It’s helpful to know the most affordable locations, best destinations, and things to do while you’re there to maximize the experience.

The Most Affordable Cities for Snowbirds

Moving south for the winter doesn’t have to break the bank. There are several locations in southwest Florida with lower costs of living that still offer plenty of warm weather, beach accessibility, and social activities. In fact, the overall cost of living in some of these places is right around the national average. Housing ranks at only 9% above the mean, while health, utilities, and transportation are affordable in southwest Florida than in the rest of the United States.

One favorite getaway for snowbirds is Cape Coral, FL. Cape Coral is on the Gulf of Mexico, west of Fort Myers. It’s nicknamed the “Water Wonderland,” because of its’ over 400 miles of canals throughout the city, as well as the fact that water surrounds it on three sides. Cape Coral was originally a planned community started in the late 1950’s, but it has since grown to become a significant part of the Cape Coral-Fort Myers metropolitan area. The population, which is steadily increasing is varied—young adults, families, singles, and snowbirds all migrate in Cape Coral. Although named by Forbes Magazine as the 2nd largest growing city in the U.S, you will be surprised to see there are still many wonderful gems. Take a look at my page on Cape Coral Homes for sale for more information.

Fort Myers is directly east of Cape Coral and is also growing due to its prime location and affordable cost of living. Fort Meyers, the capital of Lee County, has been a traditional haven during winter, since the beginning of the 20th century. Inventors and entrepreneurs like Thomas Edison and Henry Ford both had winter residences there.

“Snowbirding” is becoming more and more popular in the Cape Coral-Fort Meyers area. There are a lot of advantages to spending your winters in the warmer weather, and the climate of this area is ideal during the winter months. The prime season for snowbirds in southwest Florida is from January through March, with many visitors staying from October through April. The average temperature during this time is between the high 70’s and low 80’s. To gain the advantages of being a Florida resident, such as tax breaks and social insurance, you must live in Florida at least six months out of the year—many snowbirds, therefore, choose to stay the entire winter.

Live a Fun, But Affordable Lifestyle

Boating in cape coral fl.jpgHow can you make the most of the time away in southwest Florida? There are many sights to see, and things to do that will work within most budgets. With two city beaches, Yacht Club Community Park and Four Freedoms Park, Cape Coral has plenty of easily accessible water sports and activities. A public boat ramp at Yacht Club park is available for boating, and there are fishing opportunities along the pier there as well as in several of the canals in the city. Before fishing, check to make sure you’re adhering to local licensing requirements.

Other beaches and opportunities for water sports abound in the area. You can venture to Estero Island and visit the town of Fort Meyers Beach. They host a variety of events during the winter months, such as the Fort Meyers Beach Christmas Boat Parade and the Fort Meyers Beach Pirate Festival in November.

If golfing is your pastime of choice, the Cape Coral-Fort Meyers metropolitan area is home to many beautiful golf courses. Coral Oaks Golf Course in Cape Coral is an 18-hole golf course that features many natural lakes and stunning scenery. It’s ideal whether you’re a pro or just starting out, and offers an excellent practice range as well. The Eastwood Golf Course of Fort Myers is a city-owned golf course that stretches over 150 acres. There are other great golf courses throughout the area, as well as others in nearby Tampa or Naples.

Whether you’re looking for indoor or outdoor activities, there are plenty of other attractions and festivals throughout the area. For a tranquil nature experience, you can visit the Tom Allen Memorial Butterfly Garden at Rotary Park. The Southwest Florida Military Museum and Library offers an educational experience about the country’s past military endeavors. The area is also rich with local farmers’ markets, wineries, distilleries, and seaside restaurants. The Boathouse Restaurant at the Yacht Club Community Beach is a popular choice for tourists and snowbirds to experience local, fresh cuisine.

Maximizing Your Returns

A good number of retirees who decide to give Southwest Florida a try one winter does end up coming back year after year. Many older adults realize that they experience better overall health when they spend more time in the tropical climate, rather than in the freezing temperatures back home. Warmer climates allow them to devote more time outdoors and stay more active than they would likely be at home. Once they realize that this is something they’d like to make a part of their annual routine, they begin investigating the most affordable and efficient way to make the change.For those ready to make the permanent switch from the cold winters to sunny outdoor living, check out my review on Babcock Ranch Homes for Sale.

It’s beneficial to stay there at least six months out of the year to be considered a Florida resident and get the “best deal” as a snowbird in southwest Florida. It can also be a good idea to rent a condo or apartment the first few years you go. This way you can get an idea of what you like to do, which areas you prefer to spend time in, and whether or not the snowbird lifestyle is for you. Once you decide to make it a more permanent switch, you can consider your options.

 Best Snowbird Destinations

Some snowbirds decide to “rough it” a bit more and stay in RV’s or campers during their stay. RV Parks like Tamiami RV Park offers amenities like electricity and water, so you can stay comfortable while getting a rustic experience. Others choose to camp in less populated places for a more secluded getaway.

cape coral homes for sale.jpgFor those who decide to buy a property, the market in Southwest Florida is much better than in some other favorite snowbird locations. The average home price is around $215,000, with many smaller condos running even more affordable and there is always the option of looking at cape coral retirement communities as well. In other prime locations like southern California or even the opposite coast of Florida, prices could run double that or more. The low real estate prices coupled with the lower cost of living make it entirely feasible to own a second residence in Cape Coral, Fort Myers, or one of the surrounding towns along the beach.

If you decide to purchase a more permanent residence like a condo or house, you’ll have to figure out what you’ll do with your property, during the months when you head back home. Many snowbirds turn this into an investment opportunity. While older retired adults choose to spend their winters in southwest Florida, younger adults and families usually go on vacation in the summer months when school is out. Snowbirds can make quite a big profit by renting out their seasonal residences to vacationers during the summer. This plan can help pay for the mortgage and any maintenance costs that arise, as well as insurance and utility bills.

Whichever way you choose to make your dream of becoming a snowbird a reality, Southwest Florida is a right place to do it. With reasonable prices, exciting attractions, and the perfect climate, more and more retirees are choosing to pass their winter months there, and for a good reason. Contact me for more information on how to turn that snowbird dream into a reality.


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The Perfect Packing List for First-Time Snowbirds

how should snowbirds pack

Perfect Packing List for First-Time SnowbirdsAre you sick and tired of the cold winter weather and looking to get away? Millions of retirees and older adults travel south each year during the colder months, skipping winter altogether. If you’re looking to escape the cold and snow, and become a snowbird yourself, you’ll need to prepare yourself with everything you need for your longer stay. You also want to pack wisely—no matter how you’re getting to your destination and where you’re staying, your space will likely be limited. With my perfect packing list for first-time snowbirds, you can be sure you didn’t forget anything, and focus on relaxing and having fun.

Clothes—For Both Hot and Cold

The number one thing taking up space in your suitcase will be clothing. It’s best to pack necessary items that you can easily mix and match—khakis, jeans, blue or navy shorts or capris. Bring tops and pants that are lightweight and can be layered.

Don’t forget to pack a few sweaters and a light jacket. Even in the hottest parts of the country, January and February can have temperatures in the 50’s and 60’s. You won’t necessarily need your warmest winter coat, but it’ll be cold sometimes, especially at night. Also, think about what shoes you’ll need, based on the activities you’ll be doing. Bring sandals, tennis shoes, and hiking shoes, if you plan on spending a lot of time outdoors.

Recreation or Hobby Equipment

SNOW BOARD MOVING TO SWFLORIDA.jpgWhat will you be doing the whole time you’re away? If you have a hobby or interest that you haven’t been able to devote much time before, now is the time to pick that back up. Space permitting, bring along materials for you to work on those pastimes.

Many snowbirds will want to bring a camera along to remember their trip. Whatever camera equipment you use, be sure to pack it with care. Don’t travel with the camera completely assembled, but rather take it apart and pack each part separately with padding. Don’t forget the charger.

Your time away during winter is a great time to catch up on any books you wanted to read. Unfortunately, not too many books will fit in a suitcase. You can either opt to pack a few books and visit a library or bookstore once you get there, or invest in a tablet or e-reader if you don’t already have one.

If outdoor sports are your thing—think golf, football, biking, or tennis—it may be better to buy a set of equipment, and leave it in an affordable storage unit near your snowbird rental. This idea could save space while you travel, and reduce the risk of damaging anything.

Electronics

In the old days, camping trips or vacations often involved a whole trunk full of electronic devices—portable TV’s, GPS, stereos, radios, and alarm clocks. These days, nearly all of these large devices you can replace by a single one that has multifunctional capabilities. As long as you have access to the Internet, tablets and Smartphones can stream TV and music, and serve as a GPS. They also can work as an alarm clock or e-reader, so you can leave the bulky alarm clocks and books at home. By consolidating as many functions as possible into one set of electronics, you can save much-needed space in your temporary home, and also have fewer things to keep track. Remember chargers, cases, and any accessories you need to keep your device working.

Medications

If you’re currently getting your prescriptions filled on a monthly basis, you may need to ensure adjustments to have all of the medication you’ll need while you’re away. In particular, Schedule II drugs that are known to cause dependence, or have a history of prescription drug abuse will be difficult to get away from home.

With some of these medications, it’s hard to get some prescriptions filled out-of-state, and there may not always be covered. Schedule II, IV and V drugs shouldn’t be difficult to get filled elsewhere, if your doctor can fax the prescription. What kind of insurance you have will determine whether or not you will have to pay extra when abroad. National provider networks and many plans offered through the Affordable Care Act will usually cover out-of-state expenses. Medicare, however, may be harder to work with, and usually, includes within the state you live.

You can check with your insurance about mail-in prescriptions that will allow you to get up to three months of medication mailed to you at a time. You may be able to use an alternate address for the months you’re away from home.

Relevant Documents

You’ll need to carry important documents like health and auto insurance information, rental leases, ID’s, and others when you’re traveling. To avoid the risk of these things getting lost, you can opt for electronic forms rather than paper copies of some documents. For things like your ID, you should always have the hard copy with you; but for insurance information and other materials, you can scan them and save them electronically, so that you can access them anytime. If you’re not comfortable going completely without paper copies, do both—keep the original and an electronic copy. This way, your bases are covered in case anything goes missing.

Pet Needs

A lot of snowbirds opt to take their pets with them during their stay. While you get your prescriptions in order, make sure to also TRAVLEIN WITH PETS.jpgget ample refills of any medication for your pet to bring with you. It’s also a good idea to bring their medical records—wherever you may be renting may require proof that your dog’s, at least, up-to-date with a rabies vaccine.

Also, consider whether you’ll be buying other pet essentials when you get there, or taking your own from home. Dogs will need a leash, bed, collar, dishes, etc.—include these on your packing list or your list of things to pick up once you get there. Bring a favorite toy or blanket along with them, too.

Some cities have bans on certain dog breeds. If your particular pet isn’t welcome, make arrangements for them to stay elsewhere while you’re gone, or reconsider where you’ll be staying.

Appliances and Cooking Supplies

You’ll need to cook at one point during your stay down south. Some people lug things like microwaves, coffee pots, and other small appliances from home each year. If you own, you can buy a set there and leave it in your home or RV. If you’re renting and can’t bring everything you need, neither of these choices may be the best option. Appliances, pots, pans, and table settings can take up lots of space. Many snowbirds opt to purchase cheaper sets of these things near their rental and place them in self-storage during the summer months until they return.

Final Packing Tips

Regardless of what your individual needs are, a few packing tips can save you a lot of time and space. Check into mailing your things back and forth rather than packing them—especially if you’re flying, this may be cheaper than bringing all of your stuff on the plane. Don’t pack smaller items like toiletries. Instead, just wait to buy those things when you get there. Don’t forget to set up mail forwarding, and to make arrangements for someone to check in on your permanent home while you’re gone.

If your ready to get out of the snow and into the sun, allow me to help place you in your dream home. Let’s get started by filling our your information below and I will get back in touch with you very soon!


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Best Place to Retire in Florida : Cape Coral Living Review

Retire in Cape Coral, Florida Cape Coral is a great city to live in, whether you are single, raising a family, or looking to retire. It has a diverse population with people of all age groups and ethnicities. It is also a very affordable place to live, with a cost of living lower than the state average.

Cape Coral is a relatively new community, being founded only in 1957, but has since grown to a large community with over 176,000 residents. Many newcomers are drawn by the affordable real estate, scenic canals, and the beach lifestyle. They also may be attracted to the growing job market, nearby universities, local flora and fauna, and the favorable warm climate.

Moving to Cape Coral

The city, nicknamed the “Waterfront Wonderland” after all of its canals and beaches (it’s surrounded by the Gulf of Mexico on two sides), Cape Coral is also quite popular with retirees. It’s affordable living coupled with plenty of recreation to keep you busy offers a good prospect for those looking to move to the Sunshine State.

Cape Coral Affordable Living

cape coral affordable livingAs mentioned above, Cape Coral is one of the more affordable places to live in the state. The average home price is around $254,000 for a mid-sized home, but lower in many areas that are not directly on the water. This is not too far off the national average of $250,000 and is below the Florida average of $279,000.

Not only is real estate affordable, but the general cost of living is as well. Groceries and gas prices hover just above the national average, while other amenities like healthcare and utilities are below the national average. Most people get around in Cape Coral via car, since public transportation is scarce and gas is very affordable. Fort Meyers, FL is nearby to the East of the city, which also enjoys a similar scale of cost of living. Many are able to live comfortably on smaller to average sized salaries in the city.

 Cape Coral Florida Retirement Communities

 Cape Coral Florida Retirement CommunitiesCape Coral is home to many retirees who move from the more northern states and wish to enjoy a nicer climate. Some retirees may be ready to move, but not able or willing to maintain a property by themselves. Therefore, there are quite a few 55 and over communities to choose from in the city. These communities are designed to be a place to live but also a social outlet for residents—the needs of older residents are taken into account by staff, and many social and enrichment activities are planned each week.

New Beginning Assisted Living, Hannah’s Heart ALF, and Cape Coral Shores are just a few of the many senior communities and homes in the city. Many offer close proximity to beaches or other external recreation opportunities. Some also offer transportation to and from grocery stores or to other errands. The 55+ communities of Cape Coral are beautiful and showcase Florida living, many with outdoor patios and gardens.

Cape Coral Beaches

cape coral beachesThe city is surrounded on two sides by beaches and is known for its beach lifestyle. The two main beaches are the Yacht Club Community Park and Cape Coral Four Freedoms Park. Both offer beautiful sandy beaches with plenty to do. The Yacht Club beach, to the Southeast of the city, offers many amenities—parking is free, except for boat trailers which need to pay a small fee. Playground equipment that is designed to also accommodate users with disabilities is available, as well as a public boat ramps off the pier that is free to be used recreationally.

Four Freedoms Park, the newest beach of the city, is on the southern edge. It, as well as the Yacht beach, is open to visitors from dawn to dusk, with the disclaimer that there is no lifeguard on duty and the city is not liable for any accidents that may occur. Both are technically non-swimming beaches.

In addition to these main beaches, other beaches and boat launch areas can be found along the city’s shores, such as Bernice Braden Park, Horton Park and Boat Ramp, and Saratoga Lake Park.

Cape Coral Fishing

Cape Coral FishingFlorida is nicknamed the “Fishing Capital of the World.” Sport fishing is quite popular in Southern Florida, and Cape Coral is no exception. The city is unique due to its canal system, the Caloosahatchee River, and adjacent beaches—it offers both freshwater and saltwater fishing. Anglerfish are particularly common on these beaches, and Florida claims to have more anglers than any other state. Fishing in any setting requires proper permit and documentation according to Florida law.

The two main beaches, Yacht Club Community Beach and Four Freedoms Park, offer saltwater fishing. The Yacht Beach offers fishing along the shore as well as along the nearby canal. In the canal system of the city, over 6 variety of both saltwater and freshwater fish are said to be found. The mangrove, sheepshead, and snook are a few that locals and visitors report catching in the canals.

Cape Coral Golf

Cape Coral has some beautiful golf courses and attracts both local golfers and tourists. The options range from private to public, from resort style to others to choose from. Coral Oaks Golf Course is a public golf course off of Pine Tree Blvd and is one of the largest golf courses in the area. It offers 18 holes, practice ranges, putting greens, a fully stocked pro shop, and a full restaurant. Another golf course, Palmetto Pines, is a semi-private country club that offers dining and social events in addition to its championship golf course. Both Coral Oaks and Palmetto Pines were designed by famous area architect Arthur Hills.

Hunters Run, another Cape Coral golf course, is the semi-private executive course. All three courses provide expertly crafted terrain and exquisite scenery. Also, since many are almost as old as the young city itself, they all represent a part of Cape Coral history.

Cape Coral Real Estate Investment Opportunities

The cost of living and real estate prices are quite affordable in the city. It is currently a buyer’s market, with many properties selling at near value. If you are looking to invest in rental properties in the area, it is not a bad market to get into. Popular choices for investors include single family homes, duplexes, triplexes, or 4-5-unit small apartment buildings.

In recent years, a foreclosure crisis had hit the city, and many residents who once owned homes are looking to rent. Therefore, there is a consistent demand for apartments available to rent, and investors should not experience much difficulty procuring tenants. Apart from the past economic problems regarding foreclosures, many baby boomer retirees who move to Cape Coral desire to rent instead of buying. They also are often looking for well kept, affordable apartments to rent. With low crime rates and low taxes, the rental prospect is good for both tenants and landlords in Cape Coral.

Looking to retire in Cape Coral Florida but do not know where to start?

Here is your opportunity to put my experience in Cape Coral real estate and over a decade living in Cape Coral to work for you to help you fund you retirement paradise. Fill out the contact form below and I will be sure to get back to you in a timely manner on how to get your very own piece of paradise.


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The Pros and Cons of Living in Cape Coral, FL

pros and cons of living in cape coral floridaCape Coral, Florida is a southern Florida city located along the Gulf of Mexico. It is a newer city, founded just within the past 50 years. Cape Coral, Florida has plenty of coastline along the Gulf, making it perfect for a beach lifestyle. There are also many islands within close distance with natural wildlife, and more beaches. The city is known for its over 400 miles of canals, more than anywhere else in the world, and has earned the nickname “Waterfront Wonderland.” The canals are very much a part of the lifestyle there—many residents live along the canals and have boats to move from place to place via the water.

Cape Coral Lifestyle

Cape Coral is a city with a relatively low crime rate compared to the rest of the nation, as well as a lower cost of living. Many people choose to retire to Cape Coral, but there is some diversity in terms of age and background. The city is close to shopping and other activities in nearby Fort Meyers. Being in Southern Florida, the climate is desirable—warm winters and hot summers with scattered rain storms on a regular basis. Summers can become a little uncomfortably hot and humid during the warmer months. It is home to the Cape Coral Festival of the Arts, which showcases over 300 nearby artists and attracts many visitors each year.

Cape Coral Waterfront Living

cape coral waterfront livingAs mentioned, Cape Coral has more canals than any other city across the globe, as well as plenty of beautiful beaches. Islands such as Pine Island are also beach paradises where many people visit or live. The most popular and largest beach in the area is off of Driftwood Parkway near the Yacht Club Community Park. Another beach can be found at Four Freedoms Park, a newer beach off of the Bimini Basin. Both beaches offer playground equipment for kids, as well as nearby access to local restaurants.

Because of the abundance of beaches, water recreation activities such as swimming and boating are popular in the area. Boating, in particular, is a big attraction at Cape Coral beaches. There are three boat launching facilities along the city’s coast, and plenty of small islands to explore. Sports fishing is also popular in the area. For bird watchers, the ocean shore provides great views as well.

Cape Coal School Systems

The public schools of Cape Coral are part of the Lee County School District. There are four public high schools in the city, as well as several elementary and middle schools. Cape Coral also has a system of charter schools—two elementary, one middle, and one high school—that are still under the public-school system and therefore don’t charge tuition, but which follow different academic curricula and are only available to Cape Coral residents.

Cape Coral Florida School SystemBoth public and private schools in the city are known for their high performance and rigorous education standards. Based on test scores, the schools rank higher than average compared to other schools in the nation. Enrollment in public Cape Coral schools relies on a choice system—a lottery system is used where students are assigned randomly, and once spots are no longer available, given a second or a third option. This is different from other districts that base enrollment on proximity to the school.

Cape Coral also houses or is nearby to several colleges and universities. Cape Coral Technical College is a postsecondary vocational school.

Finding Affordable Real Estate in Cape Coral, FL

As noted earlier, the cost of living is slightly lower in Cape Coral than in the rest of the state, on average. That being said, real estate is generally more affordable in Cape Coral than in other high demand places with beaches within a short distance. The median house price in the city is $213,500, and the average rent is around $1,500 per month. As expected, the priciest real estate is around the coast, with lower prices further inland. Select neighborhoods in certain inland regions of the city also are above that average. Nearby islands have luxury homes that are well above the average, at over $1 million.

For affordable homes that are in a safe area, close to amenities, and within the school district, the area between just on the coast and North Fort Meyers has the most affordable homes. Homes that are directly on the popular canals can be a bit pricier and come with extra costs related to living on the water. The real estate prices for the entire Cape Coral area are expected to rise by about 0.9% over the next year, which is a small increase compared to past years and to the average in many other areas. If you are considering purchasing a home in Cape Coral Florida or are looking to sell your current home or just looking to see what your home is worth, please feel free to contact Rebecca Silva for a private consultation.


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